It costs roughly $25,000 to repossess and sell a rapper's Lamborghini -- at least according to a Georgia bank, which is now suing Bow Wow for money it spent flipping his ride.
SunTrust Bank filed the lawsuit against Bow Wow -- real name Shad Moss -- claiming he took out a $300,165 business loan, agreeing to 84 monthly payments of $4,730.
According to bank records filed with the lawsuit, Bow Wow fell behind last year. The docs show the bank repossessed the rapper's Lamborghini Murcielago -- and managed to get $161,000.
You'd think that would be the end of it -- but the bank tacked on more than $25,000 for "repossession expenses."
According to the lawsuit, Bow Wow still owes the bank $21,371 -- and the bank wants every penny.
TMZ broke the story ... Bow Wow is also being chased down by a collection agency over a $283,000 judgmentagainst him, stemming from a Ferrari he stopped making payments on.